The Two Bricks: A Story of Wealth and Time

In life and in investing, the question isn’t how fast you build—it’s how strong you make the foundation.

5/28/20252 min read

photo of brown concrete wall
photo of brown concrete wall

Arun was a middle-class man from Pune with a simple dream—to build a home for his family and secure their future. For over 25 years, he worked hard, saving from his modest salary, investing bit by bit into mutual funds, SIPs, and a small plot of land outside the city. Life was never luxurious, but it was steady. Every month, no matter how tight things got, Arun made sure to contribute to his investments and inch closer to his goal.

After decades of patience and discipline, the home finally stood near completion. One day, as Arun admired the structure with pride, his old college friend Raj dropped by. Raj, a flashy businessman who lived by market tips and quick returns, looked at the house and chuckled. “It’s just bricks and cement. What took you so long?”

Arun bent down, picked up a single brick from the ground, and held it out. He said, “This single brick represents days of hard work and a month of financial planning. It may look ordinary, but it’s built on sacrifice, patience, and purpose.”

Raj smirked and changed the subject. A few months later, driven by a hot tip and a promise of high returns, Raj threw a large portion of his savings into a high-risk investment. He didn’t bother with research or planning. When the markets turned volatile, he lost nearly everything within days.

Stunned and broken, Raj visited Arun again—this time with a very different expression. Arun offered him a cup of tea on the porch and said gently, “You see, building wealth is like building a house—or even a city like Rome. It takes vision, time, and consistency. But destruction? That happens in a moment. Like Hiroshima—built over centuries, wiped out in seconds.”

A few years later, Raj began rebuilding—this time slowly, intentionally. He diversified his investments, followed a disciplined plan, and treated each rupee with care. One evening, as the two friends sat on Arun’s porch watching the sunset behind the completed home, Raj turned to him and said, “You were right all along. Wealth isn’t just about money—it’s about patience, discipline, and respect for time.”

Arun smiled and replied,

“In life and in investing, the question isn’t how fast you build—it’s how strong you make the foundation.”

That’s the truth of investing:

"Construction is slow, destruction is fast. Wealth, like trust and legacy, takes years to build—but only moments of carelessness to destroy."